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Decreasing Term/ Mortgage life insurance


This is the policy that is designed to repay a repayment mortgage on death (may include terminal illness cover)also known as mortgage life insurance.

This type of life insurance decreases at a fixed rate and may be guaranteed to repay your mortgage on death ,this is the policy most commonly used in conjunction with a mortgage as it is the cheapest policy.

We would recommend level term where ever it is affordable as it could provide you with a valuable surplus of life insurance.

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