By Harold L. Lustig

The 1st monetary advisor adapted solely TO LESBIAN AND homosexual ON tips to shield THEIR resources while legislation FAIL

Lesbian and homosexual can in achieving strong, long term monetary security--but they should arm themselves with foresight, information, and evidence. That's what this booklet is all approximately. Now, drawing on greater than twenty years' event as a monetary adviser to lesbian and homosexual undefined, Harold L. Lustig has written the definitive monetary advisor for you and your partner.

Through Lustig's 4 easy-to-follow steps to financial security--PLAN, PLAN, PLAN; shield WHAT'S YOURS; imagine neighborhood; USE NON-CONVENTIONAL knowledge AND TAKE ACTION--this beneficial booklet offers manageable monetary ideas and updated details on

- property planning--why it's specially important for you and your enjoyed one
- Tax benefits to be had to you--and to not legally well-known couples
- lowering your tax load via charitable contributions and transferring assets
- A family accomplice agreement--why it's severe for your monetary well-being
- heading off the "gay penalty" on long term future health care and retirement plans
- advice for investment a school education--without shedding into the red
- Reentering the activity marketplace while you're HIV positive
- procuring and fine-tuning incapacity insurance
- The evidence approximately joint ownership
And a lot more!

Despite destructive legislation, you could shield your resources, offer for retirement, keep away from discriminatory consequences, and confirm that you just and your accomplice take pleasure in and proportion what you've earned jointly. From development and shifting wealth with lifestyles coverage to making records that safeguard you whilst marital legislation don't, this transparent, shrewdpermanent, useful consultant offers the fundamental monetary details that each lesbian and homosexual couple wishes and merits.

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Extra info for 4 Steps to Financial Security for Lesbian and Gay Couples: Expert Advice for Reducing Your Tax Burden, Increasing Your Wealth, and Protecting Each Other

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Alternative sources of energy may also refer to competitive instincts for resources in the Arctic circle, the oil sands of Alberta or oil shale (all at points claimed by some to be the next frontier of oil energy) and a wide variety of discourses, studies and narratives on alternative renewable energies, but they are not covered in the volume and perhaps deprivileged in the volume’s emphasis on oil, gas and non-energy trade. The scholarly interpretations of alternative sources of energy are often intertwined with important discourses and narratives on environmentalism and climate change, both of which deserve separate detailed coverage and have been mostly left out of this volume’s focus on inter-regional ties between North-East Asia and the Middle East.

Very often, in such exchanges, the globally preferred entity is still the US as an attractor of students from both the Middle Eastern and North-East Asian regions. g. inter-regionally and regionally comparatively speaking and relative to the global US popular culture. Introduction 25 Emotive Response Emotive response drives the optimism behind the narratives and discourses on the rise of Asia, India, China and the Gulf states. Emotive responses in narratives may deprivilege the internal contradictions of economic growth faced by large emerging or fast-emerging economies such as pollution, crowded urban conditions, uneven distribution of wealth, etc.

High-sulphur crude oil) rather than the shortage of the fossil fuel itself. Therefore, supply narratives may also be related to infrastructure development and cooperation. Given that an era of prosperity, progress and development can be detected in narratives about India, China and the Gulf, there are other narratives that appear to focus less on exchanges with high industrial and technological and more on basic resources for sustenance and subsistence like food. Because of development and prosperity in the Gulf, for example, demand has arisen for agricultural products, in other words, consumption may not necessarily be about hi-tech sophisticated consumer products but can also apply to Maslow hierarchical needs like food items which the Gulf economies are currently searching for in East Asia.

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