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The one thing most people don't care thinking about is making a will, but if you die and you haven't made a will your family may suffer delays, hardship and possibly costly legal bills.

By making a will you can decide what happens to your property and possessions after your death. Although you do not have to make one by law, it is the best way to make sure your estate is passed on to family and friends exactly as you wish. If you die without a will, your assets may be distributed according to the law rather than your wishes.

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